Main Home + Detached Guest House + Heated Pool + Lake Views + No HOA
Tucked away on a quiet street just minutes from Mooresville's everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA. This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements.
Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence. This isn't simply additional space--it's true separation, independence, and flexibility.
Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters.
The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home.
Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines.
Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking.
Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home's condition.
145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.
|
TRACT
|
Pirates Cove
|
YEAR BUILT
|
2001
|
|
COMMUNITY
|
Pirates Cove
|
GARAGE SPACES
|
2.0
|
|
COUNTY
|
Iredell
|
STATUS
|
Active
|
|
PROPERTY TYPE(S)
|
Single Family
|
|
|
| Elementary School |
Lakeshore |
| Jr. High School |
Lakeshore |
| High School |
Lake Norman |
| AIR |
Ceiling Fan(s), Central Air |
| AIR CONDITIONING |
Yes |
| APPLIANCES |
Dishwasher, Disposal, Induction Cooktop, Microwave |
| BASEMENT |
Exterior Entry, Finished, Interior Entry, Storage Space, Yes |
| FIREPLACE |
Yes |
| GARAGE |
Attached Garage, Yes |
| HEAT |
Heat Pump |
| INTERIOR |
Breakfast Bar, Kitchen Island, Open Floorplan, Storage |
| LOT |
0.45 acre(s) |
| LOT DESCRIPTION |
Level, Rolling Slope, Views, Wooded |
| LOT DIMENSIONS |
0.45 |
| MLS STATUS |
Active |
| PARKING |
Basement, Driveway, Garage Faces Side |
| POOL |
Yes |
| POOL DESCRIPTION |
Heated, In Ground, Outdoor Pool |
| SEWER |
Septic Tank |
| STORIES |
1.5 |
| SUBDIVISION |
Pirates Cove |
| UTILITIES |
Electricity Connected |
| VIEW |
Yes |
| VIEW DESCRIPTION |
Water |
| WATER |
Well |
| WATER ACCESS |
Lake Norman |
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Listed with Coldwell Banker Realty
Date last updated: 4/21/26 7:37 PM PDT
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